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Monday, December 12, 2016

Elections Have Consequences

                                             Elections Have Consequences
By Albert B. Kelly

I’m not sure who said it or when, but the phrase “elections have consequences” came to mind as I thought about the post mortem underway in the wake of the November 8th presidential election results. Depending on your preferred candidate, you’re ecstatic or despairing- not much middle ground here.

Yet beyond the agony and ecstasy, what happened on November 8th will unfold in countless ways in the lives of individuals and families in our area. And even as I consider how, my concern is less about the winner and more about the voices who will be whispering in his ear.

Consider Tom Price, Republican House member from Georgia. Mr. Price has been nominated to be the next Secretary of Health and Human Services. Why should that matter? Because he absolutely hates the Affordable Care Act also known as the ACA (aka Obamacare) and will do everything in his power to dismantle the program.

Now if you’re on the ecstasy side of this, then perhaps you’re thrilled with Mr. Price heading up HHS. If you’re on the despairing side of things- then not so much.

No matter which end of the agony-ecstasy scale you’re on, if you’re one of the thousands in our area who got insurance for the first time under the ACA, then we should be concerned.

Not for nothing, but over 16, 000 people in Cumberland County enrolled in the ACA for their insurance; over 6,200 through the marketplace and over 9,700 through NJ Family Care.

This number might have been higher, but Trenton refused to do a state insurance exchange which meant no funding from Washington DC for outreach and marketing of the ACA- which might well have kicked up the numbers beyond the actual enrollment.

If Tom Price has his way, many of these 16,000 folks in Cumberland County that did enroll will be without health insurance in the near future. I can’t help but think about the hardship this will cause.

It will be physical suffering from a lack of health care, but it will also be stress about how to pay medical bills previously covered by the insurance they no longer have, not to mention the pressure on the local economy as households sink under the burden of medical bills.

Cumberland County ranks last in the state’s health rankings, which measure everything from diet, exercise, and tobacco use; to air quality, employment, and most importantly access to care. Being ranked 21st, I guess we can only go up. If Price has his way, that will be a lot harder.

With Tom Price as HHS Secretary, we’ll be back to no insurance for preexisting conditions and insurance companies will be back to imposing lifetime dollar limits on health benefits, no small thing if you’re dealing with cancer or another chronic condition.

The average enrollee in NJ got an average tax credit of $323 per month through the marketplace under the ACA and this would be eliminated. If Price is heading HHS, insurance companies will no longer have to cover addiction treatment, prescription drugs, birth control, or maternity care.  

But even if you could care less about the ACA, then maybe the fact that Tom Price wants to implement deep cuts to Medicare and Medicaid might get your attention.  He has also floated plans to turn Medicaid into a block grant that would be turned over to the states.

Without a nationwide standard enforced by the federal government, you can imagine that Medicaid will end up being a crapshoot as far as services and costs depending on which state you’re in at the time.

Mr. Price backs a plan to turn Medicare into what’s been dubbed “premium support”, which means they’ll basically eliminate Medicare in its current form and hand senior citizens a few bucks to buy private insurance- almost like school vouchers.

If that happens, you can bet that whatever “premium support” seniors get won’t be nearly enough to cover their costs while the price of insurance, medication, and healthcare keep rising.

But hey, the feds will have cut entitlement spending and that should help us sleep better at night, even if it comes at the expense of senior citizens. 

So yes Virginia, elections have real consequences far beyond celebrity. Depending on how things go, those consequences could soon be felt by the roughly 20,000 residents over 65 and the 16,000-plus ACA enrollees who call Cumberland County home. We hope for the best, but prepare for the worst.